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Which Funeral Insurance Will Fit Your Needs

Shopping around for the best options and packages is perhaps the smartest way to decide which funeral insurance would best suit your needs.

B3 Funeral Insurance

•    B3 Funeral Insurance has been in the business for twenty years, and has an excellent track record.
•    B3 insurance offers you more than just funeral cover; look out for special deals.
•    Always ensure that your premiums are paid up every month to avoid the risk of your policy lapsing.
•    Claims are accepted and admitted at 100%.

Funerals are hardly fun things to organise, but organise they have to be.
These are costly, to say the least, therefore sending your loved ones in a dignified manner is only the correct thing to do.

In difficult times and having awkward questions to answer, it is best to get professional advice for assistance. Select a funeral home such as Avbob or Tom Kite to take you every step of the way. This is one time in your life when you are going to need the assistance of someone who knows best. Should you have sufficient funeral insurance cover, this would cover all the costs of the funeral.

Here are a couple of things you need to pay for when your loved ones die

•    You will need to provide and pay for a hearse, grave-side equipment, tents and chairs.
•    You will need to provide and organise transportation for the deceased and organise the use of mortuary facilities.
•    Coffins are pricey; your funeral insurance will see to it that you will be able to select a beautiful casket for a good send-off.
•    There are also undertaker services, food for the funeral, and flowers to consider.
•    The registration of death needs to be paid for.
•    There are also the notices to be placed in the paper plus pamphlets for the funeral.

Choose your funeral insurance with care, and ensure that you handle this very painful period with as much dignity as is

1LIFEDIRECT INSURANCE
1Lifedirect launched its business operations on 14 March 2006 with their goal being to transform and improve the South African life insurance industry into a customer friendly, service-orientated, educational and
well-informed service. This all took place at a turbulent time in the life insurance industry as consumer
confidence was at an all time low.

1Lifedirect is 100% owned by Budget Holdings Limited (BHL), a multinational company based in Europe but
1Lifedirect is proudly South African and particularly mindful of the needs of the local consumers. As it is
committed to a skills development program it has a clearly defined empowerment policy. Its modus operandi is
to bring value to the South African economy by offering a superior product. It also intends to provide competitive premiums and a comprehensive life insurance package.

1Life Elevated life policy pays out from R200 000 to R6 million in the event of death but it also offers the
following additional benefits:
•    R25 000 funeral benefit paid out 48 hours after a valid claim has been submitted
•    A terminal illness benefit – if the diagnosis shows your life expectancy is less than 12 months
•    A guaranteed assurability option, which means that you can increase your cover amount if your    
      lifestyle changes
•    Your premiums remain fixed for the first two years
•    Your cover amount will not decrease while your policy is active
•    Covers you for the whole of your life
•    Covers you immediately for accidental and natural death
•    Suicide is covered after the first two years
•    Provides access to a confidential HIV testing and treatment programme in the case of accidental    
     exposure
The funeral benefit of 21LifeDirect will offer those who are left behind some immediate financial relief, and can be used to cover those unexpected expenses. If your lifestyle changes in future, (e.g. when you get married, buy a home or start a family) you have the option to increase your life insurance cover.

WHO IS HOLLARD INSURANCE?

Hollard Insurance was formed in South Africa in 1980 to underwrite self-insurance programs for large corporate clients and banks and has grown to become the largest independent insurance and investment group in South Africa.

The Hollard Insurance Group has businesses in Australia, throughout Africa, in Europe, India, China and the
United States and employs over 1,600 people. It has arranged cover for more than 6.5 million policy holders and holds assets exceeding AUD $1.7 billion.

Hollard Insurance has a wide range of products – including Life Insurance and Income Protection distribution, Pet Insurance, Home & Contents and Motor Insurance.  Through its partners it covers commercial, construction, mobile phone and personal accident insurance.

Hollard Insurance believes the secret to their success lies in their spirit of innovation, unyielding integrity and a passion for developing long term, mutually rewarding relationships. At Hollard Insurance they believe in the ‘hands-on’ approach which in the long term has been a catalyst for positive social change. They are passionate about making a tangible difference in the lives of South Africans through staff involvement and financial investment. Their main focus is on orphans and vulnerable children through the Hollard Foundation – which was given an injection of R50 million by the Hollard Group primarily for children affected by the HIV/AIDS pandemic our long term dream of assisting orphans and vulnerable children.

Some of these projects sponsored by Hollard Insurance are:
1.    A youth centre in Kliptown – provides educational support and skills training
2.    A home for children with special needs, south of Johannesburg
3.    The Read Educational Trust has sponsored and participated in Rally to Read, every year since 2001.
4.    BHP Billiton/Round Table 71 Race Day event – over the past four years.
5.    Take a Girl Child to Work Day
6.    Casual Day in support of the disabled of South Africa
7.    In-house Johnathon to raise funds and awareness for CANSA
8.    Team building events such as partnering with Habitat for Humanity to build a home for a needy family    
        in Katlehong

* With car maintenance plans you will now be able to eliminate any vehicle costs that crop up out of the blue. The maintenance plan option will now offer you a stress and hassle-free way of driving your vehicle!

* The car maintenance plan will add value to your car, as your service will be taken care of regularly.

* By paying for a car maintenance plan on a monthly basis you will now be in a position to pay for the service that will take place in the future at fixed prices. This is a good way in which to budget.

* Get a couple of comparable quotes online to find the best car maintenance plan option to suit you as an individual.

* The maintenance plan covers items such as your gearbox, engine, steering, differential and your braking system including the brake fluid and brake pads.

* Coverage will always depend on the kilometers the vehicle has covered and also the age and make of the vehicle.

* Find a company that will offer extra benefits, too, such as towing, free roadside assistance where needed, hotel accommodation if you are out of town and you have a breakdown, car hire and also moving parts where a mechanical breakdown has occurred.

Should you want to find out more on car maintenance plans, then all you have to do is contact us and we will assist wherever we can regarding your car maintenance today!

If the same car is driven by a young man instead of a young woman of the exact same age, the young man will pay more for his car insurance. It has been proven that young males are normally charged a much steeper premium rate for auto insurance monthly premiums.
There are definite reasons why auto insurance for young males is more costly. Statistics indicate that males under the age of 25 are mostly accountable for auto accidents on the roads of South Africa. They are prone to driving at higher speeds than young women of the same age and many have a tendency to not wearing seat belts. Young men also tend to drive more frequently and more dangerously than young women in the same age group. Insurance premiums are reduced once men reach the age of twenty five as this is considered a more mature driving age in the male population.
Once young men reach the age of twenty five, the insurance premiums go down a considerable amount, as males in this age bracket are no longer considered young and irresponsible.
The general thought is that young men drive harder and faster than young women, but it does seem that women are fast catching up and it seems that it is only a matter of time before insurance companies start looking at premiums in a different light. For more on insurance premiums for young men simply contact us to find out more.

 

One of the most prominent features of GCC countries is that a large number of immigrants work in this part of the world and they seem to lack access to banking facilities and often avoid formal institutions for transferring their money and sending their money back to their homes.

This provides a massive opportunity for the exchange of foreign currency. Although the Middle East has become a major destination for contract workers, the recent slowdown in the world economy, especially in the construction sector, has had a negative impact on foreign migrant workers.

There is a definite upturn in the global currency markets, and the exchange of monies.

The rate of exchange is volatile and changes on a daily basis, therefore save money and send your cash via money transfer using an agent who can assist with your foreign exchange transactions, saving you money whilst taking the legwork out of the exercise.

GCC form the third largest destination for international migrants globally after North America and Europe, so finding a reliable forex company that can help you with money transfers is essential, securing a better rate of exchange.

Arrange a contract in advance to ensure your money transfers. This method will certainly guarantee that the rates do not fluctuate whilst performing foreign exchange transactions in the future.

Find out more on how to send money to and from GCC countries which consist of  Bahrain, Kuwait, Oman, Qatar, Saudi Arabia and the UAE.
Find out more about sending money to and from GCC countries by contacting us today.

 

 

Insurance for your Car

If you own a car then you should be getting car insurance, this will not only protect you in a case of an accident but also those involved.

The basic car insurance that you can buy is third party car insurance. This means that if you cause an accident your insurance will pay out to the other injured party, however it does not cover damage to your own vehicle. But it wise to invest in the most basic of car insurance.

You can add on to this car insurance to include fire and loss all the way to comprehensive car insurance.
You should only buy the insurance that you afford. The best way to get car insurance quotes is to look online. You are able to compare car insurance quotes from various companies.

After you have found the right one for you and for your budget you should follow the steps with the company to acquire your car insurance.

You are then able to drive with a peace of mind with the knowledge that you are insured.

An emerging continental brand, XDS is Nigeria’s very first licensed and legitimate credit bureau.
There are tools in place that are designed specifically so as to assist in better decision-making, where getting better credit ratings and finding solutions for obtaining information pertinent to your own credit history and credit histories and records of companies. In other words; bridging the information gap.

Formed in 2005 and offered a license in 2009, and contributing the kind of independent and comprehensive credit information in Nigeria, you will be doing yourself a huge favour by Seeking The services of this reputable credit bureau, where you will be able to find the kind of credit information vital for conducting business and obtaining credit for anything from loans to Forex.

XDS is part and parcel of a brand which is gaining popularity and recognition and is fully committed in the design of tools that will assist with information regarding risk.

XDS Pty Ltd of South Africa has assisted in the start-up projects designing credit bureaux in countries such as South Africa, Ghana, Malawi, The UAE and Australia, making this more accessible to the Nigerian market.

XDS offers a user-friendly product and solutions that are easy to use and is the operator of one of the three major credit bureaux already operating in South Africa.

Contact us and find out more about XDS and other credit bureau; always know what your credit record says, as this could prove to be invaluable and important information that not only your lenders should be able to access, but that you, too can have access to.

The Benefits of Buying Car Insurance Online

Many websites now offer you the chance to look up car insurance quotes online. This is where you can research the policies offered by companies and then compare them to one another.

The benefits of looking online for car insurance quotes and buying car insurance online are:

You can do research of each company easier without having to visit each company.

You can find the cheapest car insurance online that suits your needs.

You are able to compare different quotes with one another to find the best policy.

You are able to find information 24/7.

You can even file a claim online.

Car insurance SA is now easier to buy and less of a hassle by being able to get car insurance quotes online.

The Benefits of Buying Car Insurance Online

Many websites now offer you the chance to look up car insurance quotes online. This is where you can research the policies offered by companies and then compare them to one another.

The benefits of looking online for car insurance quotes and buying car insurance online are:

You can do research of each company easier without having to visit each company.

You can find the cheapest car insurance online that suits your needs.

You are able to compare different quotes with one another to find the best policy.

You are able to find information 24/7.

You can even file a claim online.

Car insurance SA is now easier to buy and less of a hassle by being able to get car insurance quotes online.